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Bank of India Credit Officer Recruitment 2025 – Apply Online for 514 Posts

The Bank of India has released notification for the recruitment of 514 Credit Officer posts. Bank of India (BOI) is one of India’s leading public sector banks, providing a wide range of banking and financial services to individuals, businesses, and institutions across the country and abroad. Starting date of application is from 20th December 2025 and last date to apply is 5th January 2026. Interested candidates can go through the official website for detailed information.

Main Information
OrganisationBank of India
Post NameCredit Officer
Total Vacancy514
Starting Date of Application20 December 2025
Ending Date of Application5 January 2026
Age Limit25–40 Years
Eligibility / Education Qualification
Educational QualificationGraduate degree from a recognized University with minimum 60% marks. Candidates belonging to reserved categories (SC/ST/OBC/PWD) are entitled to a relaxation of 5% marks (minimum 55%). Where CGPA/OGPA is awarded, it must be converted into percentage and fractional percentages will be ignored (e.g., 59.99% treated as less than 60%).
Scale-wise EligibilitySpecific qualifications and experience requirements vary by scale (MMGS-II, MMGS-III, SMGS-IV). Candidates must refer to Annexure-I of the official notification for detailed scale-wise eligibility.
Essential ExperienceRelevant banking experience in credit operations is required.
Desirable ExperienceExperience in credit assessment and credit operations in the banking sector along with knowledge of banking operations and regulations.
Exam Pattern
Written ExaminationObjective-type written test.
Subject-wise DistributionEnglish Language: 25 questions (25 marks) | Reasoning: 25 questions (25 marks) | Quantitative Aptitude: 25 questions (25 marks) | Professional Knowledge relevant to the post: 75 questions (75 marks)
Total Questions & Marks150 questions for a total of 150 marks.
DurationComposite time of 120 minutes.
Selection ProcessSelection will be through online test and/or personal interview, depending on the number of applicants/eligible candidates.
Vacancy Details
PostVacancy
Credit Officer (SMGS-IV)36
Credit Officer (MMGS-III)60
Credit Officer (MMGS-II)418
Important Links
Official Notification Click Here
Official Website Click Here
Apply Online Click Here
Frequently Asked Questions (FAQs)
What is the starting date to apply for Bank of India Credit Officer Recruitment 2025-26? Starting Date to apply is 20-12-2025.
What is the last apply date? Last apply date is 5-1-2026.
What is the Eligibility? Graduate degree from a recognized University with minimum 60% marks
What is the Maximum Age Limit? Maximum age : 40 years
How many vacancies are being recruited? Total 514 Vacancies
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